@font-face{font-family:'Lexend';font-style:normal;font-weight:100 900;font-display:swap;src:url(/assets/fonts/lexend-latin-ext-wght-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Lexend';font-style:normal;font-weight:100 900;font-display:swap;src:url(/assets/fonts/lexend-latin-wght-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:100 1000;font-display:swap;src:url(/assets/fonts/dm-sans-latin-ext-wght-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:100 1000;font-display:swap;src:url(/assets/fonts/dm-sans-latin-wght-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
:root{--royal:#003888;--royal-2:#002A6A;--royal-dk:#0A1A3D;--sky:#2098E8;--sky-ink:#0A64A8;--sky-50:#EDF5FD;--sky-100:#DDEBFA;--line:#DAE3F0;--ink:#0C1A33;--muted:#4B5875;
--h:'Lexend',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;--b:'DM Sans',system-ui,-apple-system,'Segoe UI',Arial,sans-serif}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;background:#fff;color:var(--ink);font:400 17px/1.65 var(--b);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}a{color:var(--royal);text-underline-offset:3px}a:hover{color:var(--sky-ink)}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}.narrow{max-width:800px}
h1,h2,h3{font-family:var(--h);color:var(--royal);font-weight:600;letter-spacing:-.02em;margin:0}
h2{font-size:clamp(28px,3.5vw,40px);line-height:1.15}h3{font-size:19.5px;line-height:1.3;font-weight:600}
p{margin:0 0 14px}
.kick{display:inline-block;font:600 13px/1 var(--h);color:var(--sky-ink);background:var(--sky-50);border-radius:999px;padding:8px 14px;margin:0 0 16px}
/* header */
.top{background:#fff;position:sticky;top:0;z-index:40;border-bottom:3px solid var(--sky)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;height:74px}
.top a.logo{display:block;flex:none}.top a.logo img,.top a.logo .blogo{height:46px;width:auto;max-width:none;max-height:none}
.top nav{display:none;gap:24px}.top nav a{color:var(--ink);text-decoration:none;font-size:15px;font-weight:500}.top nav a:hover{color:var(--sky-ink)}
.pill{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;font:600 14.5px/1 var(--h);text-decoration:none;white-space:nowrap}
.top .pill{background:var(--royal);color:#fff;padding:13px 20px}.top .pill:hover{background:var(--royal-2);color:#fff}
@media(min-width:1020px){.top nav{display:flex}}.top .pill .sm{display:none}
@media(max-width:600px){.top .pill .lg{display:none}.top .pill .sm{display:inline}}
@media(max-width:520px){.top .wrap{height:62px;gap:10px}.top a.logo img,.top a.logo .blogo{height:34px}.top .pill{padding:11px 13px;font-size:13px}}
/* hero */
.hero{padding:56px 0 50px;background:linear-gradient(#fff,#fff) padding-box}
.hero h1{font-size:clamp(40px,6.4vw,76px);line-height:1.04;font-weight:700;letter-spacing:-.035em;max-width:13ch;margin:0 0 18px}
.hero h1 em{font-style:normal;color:var(--sky-ink)}
.hero .sub{font-size:clamp(17px,2vw,20px);color:var(--muted);max-width:58ch;margin:0 0 26px}
.btns{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:56px;padding:0 30px;border-radius:999px;font:600 16px/1 var(--h);text-decoration:none;border:2px solid var(--royal)}
.btn.p{background:var(--royal);color:#fff}.btn.p:hover{background:var(--royal-2);color:#fff}
.btn.g{background:#fff;color:var(--royal)}.btn.g:hover{background:var(--sky-50);color:var(--royal)}
.reass{margin:16px 0 0;font-size:15px;color:var(--muted)}
.route{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin:46px 0 0;position:relative;padding-top:26px}
.route:before{content:"";position:absolute;left:8px;right:8px;top:8px;height:4px;border-radius:4px;background:var(--sky)}
.route>div{position:relative}.route>div:before{content:"";position:absolute;left:0;top:-26px;width:12px;height:12px;border-radius:50%;background:#fff;border:4px solid var(--royal)}
.route b{display:block;font:700 22px/1.2 var(--h);color:var(--royal);margin-bottom:6px;letter-spacing:-.01em}
.route span{display:block;font-size:14px;line-height:1.45;color:var(--muted)}
@media(max-width:820px){.hero{padding:36px 0 36px}.btns .btn{width:100%}.route{grid-template-columns:1fr;gap:16px;padding:0 0 0 30px}
.route:before{left:8px;right:auto;top:6px;bottom:6px;width:4px;height:auto}.route>div:before{left:-30px;top:5px}.route b{font-size:19px}}
/* sections */
.sec{padding:78px 0}.sec.sky{background:var(--sky-50)}
.head{max-width:740px;margin:0 0 34px}.head p{color:var(--muted);font-size:17.5px;margin:12px 0 0}
@media(max-width:760px){.sec{padding:54px 0}}
/* tool: the planner */
.tool-sec{padding:10px 0 78px}
.tool{background:var(--sky-50);border-radius:24px;max-width:1080px;margin:0 auto;padding:10px;display:grid;grid-template-columns:300px 1fr;gap:10px}
.tl-head{grid-column:1;grid-row:1;padding:26px 22px 10px}
.tl-kick{display:inline-block;font:600 12.5px/1 var(--h);color:#fff;background:var(--royal);border-radius:999px;padding:7px 12px;margin:0 0 12px}
.tl-title{font-size:clamp(25px,2.8vw,32px)}.tl-sub{color:var(--muted);margin:10px 0 0;font-size:15.5px}
.tl-prog{grid-column:1;grid-row:2;list-style:none;margin:0;padding:6px 22px 22px}
.tl-prog li{display:flex;gap:10px;align-items:center;padding:7px 0;color:#7C88A3;font-size:15px;position:relative}
.tl-prog li span{font:600 13px/1 var(--h);width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:#fff;border:2px solid var(--sky-100)}
.tl-prog li b{font-weight:500}.tl-prog li.on{color:var(--royal)}.tl-prog li.on span{background:var(--royal);border-color:var(--royal);color:#fff}
.tl-prog li.done{color:var(--royal)}.tl-prog li.done span{background:var(--sky);border-color:var(--sky);color:#fff}
.tl-steps{grid-column:2;grid-row:1/3;background:#fff;border-radius:18px;padding:28px 30px 30px;min-height:420px}
.tl-step{border:0;margin:0;padding:0;min-width:0}.tl-q{font:600 23px/1.25 var(--h);color:var(--royal);padding:0;margin:0 0 6px}
.tl-help{color:var(--muted);margin:0 0 14px;font-size:15px}
.tl-opts{display:grid;gap:10px;margin:14px 0 6px}.tl-opts--rows{grid-template-columns:1fr 1fr}.tl-opts--chips{display:flex;flex-wrap:wrap}
.tl-opt{position:relative;display:flex;flex-direction:column;gap:3px;border:2px solid var(--line);border-radius:14px;padding:14px 16px 12px;cursor:pointer;background:#fff;transition:border-color .15s,background .15s}
.tl-opts--chips .tl-opt{border-radius:999px;padding:11px 18px}
.tl-opt input{position:absolute;opacity:0;width:1px;height:1px}
.tl-opt:hover{border-color:var(--sky)}
.tl-ol{font:500 16.5px/1.25 var(--b);color:var(--ink)}.tl-od{font-size:13px;line-height:1.4;color:var(--muted)}
.tl-opt.is-on,.tl-opt:has(input:checked){border-color:var(--royal);background:var(--sky-50)}.tl-opt.is-on .tl-ol,.tl-opt:has(input:checked) .tl-ol{color:var(--royal);font-weight:600}
.tl-opt:has(input:focus-visible){outline:3px solid var(--sky);outline-offset:2px}
.tl-err{color:#B3261E;font-size:14.5px;min-height:1.3em;margin:8px 0 0}
.tl-nav{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:16px}
.tl-nav button,.tl-send,.tl-print{font:600 15.5px/1 var(--h);border-radius:999px;cursor:pointer;min-height:52px;padding:0 26px}
.tl-next,.tl-send{background:var(--royal);color:#fff;border:2px solid var(--royal)}.tl-next:hover,.tl-send:hover{background:var(--royal-2)}
.tl-back{background:#fff;border:2px solid var(--line);color:var(--royal)}
.tl-print{background:#fff;border:2px solid var(--royal);color:var(--royal);margin:4px 0 0}
.tl-field{display:flex;flex-direction:column;gap:6px;font-size:14.5px;font-weight:600;color:var(--royal)}
.tl-field em{font-style:normal;font-weight:400;color:var(--muted)}
.tl-field input,.tl-field select{font:500 16px/1.2 var(--b);padding:14px;border:2px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);width:100%}
.tl-field input:focus,.tl-field select:focus{outline:3px solid var(--sky);outline-offset:1px;border-color:var(--royal)}
.tl-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:6px 0 14px}
.tl-consent{display:flex;gap:12px;align-items:flex-start;font-size:14.5px;line-height:1.5;background:var(--sky-50);border-radius:14px;padding:14px 16px}
.tl-consent input{width:20px;height:20px;margin:2px 0 0;flex:none;accent-color:var(--royal)}
.tl-hp{position:absolute;left:-9999px}.tl-small{font-size:13.5px;color:var(--muted);margin:12px 0 0}
.sheet .rk{font:600 13px/1 var(--h);color:var(--sky-ink);margin:0 0 8px}.sheet .rv{font:700 26px/1.2 var(--h);color:var(--royal);margin:0 0 14px}
.sheet h4{font:600 15px/1.3 var(--h);color:var(--royal);margin:16px 0 8px;padding-top:12px;border-top:1px solid var(--line)}
.sheet ul,.sheet ol{margin:0 0 6px;padding-left:22px}.sheet li{margin:0 0 6px}.sheet .tr{display:flex;justify-content:space-between;gap:12px;padding:7px 0;border-bottom:1px dashed var(--line)}
.sheet .tr b{color:var(--royal)}.sheet .tr i{font-style:normal;font-weight:700;color:var(--royal);white-space:nowrap}.sheet .rnote{font-size:14px;color:var(--muted);margin-top:10px}
.tl-done-k{font:600 13px/1 var(--h);color:var(--sky-ink);margin:0 0 10px}.tl-done-t{font-size:30px;margin:0 0 14px}
@media(max-width:860px){.tool{grid-template-columns:1fr;border-radius:20px;padding:8px}.tl-head{padding:18px 14px 6px}.tl-prog{grid-row:auto;display:flex;padding:4px 14px 12px}
.tl-prog li{padding:0;flex:1}.tl-prog li b{display:none}.tl-steps{grid-column:1;grid-row:auto;padding:20px 16px 24px;min-height:0}.tl-opts--rows,.tl-grid{grid-template-columns:1fr}.tl-q{font-size:21px}
.tl-nav button,.tl-send{padding:0 20px}}
@media print{body.printing-sheet *{visibility:hidden}body.printing-sheet .sheet,body.printing-sheet .sheet *{visibility:visible}
body.printing-sheet .sheet{position:absolute;left:0;top:0;width:100%;padding:20px}body.printing-sheet{padding:0}.top,.foot,.band,.mbar{display:none}}
/* how */
.how{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.how>div{background:#fff;border:2px solid var(--line);border-radius:18px;padding:24px 22px 10px}
.how i{display:block;font:700 15px/1 var(--h);font-style:normal;color:var(--sky-ink);margin-bottom:12px}.how h3{margin-bottom:6px}.how p{color:var(--muted)}
@media(max-width:760px){.how{grid-template-columns:1fr}}
/* timeline */
.tline{display:grid;grid-template-columns:repeat(6,1fr);gap:0;list-style:none;margin:0;padding:0;position:relative}
.tline:before{content:"";position:absolute;left:0;right:0;top:15px;height:3px;background:var(--sky-100)}
.tline li{position:relative;padding:40px 14px 0 0}.tline li:before{content:"";position:absolute;left:0;top:6px;width:16px;height:16px;border-radius:50%;background:var(--royal);border:3px solid #fff;box-shadow:0 0 0 2px var(--royal)}
.tline b{display:block;font:600 16px/1.25 var(--h);color:var(--royal);margin-bottom:4px}.tline span{display:block;font-size:14.5px;color:var(--muted);line-height:1.45}
@media(max-width:860px){.tline{grid-template-columns:1fr;padding-left:30px}.tline:before{left:7px;right:auto;top:0;bottom:0;width:3px;height:auto}.tline li{padding:0 0 18px}.tline li:before{left:-30px;top:3px}}
/* tables */
.pg-t,.cmp{width:100%;border-collapse:collapse;background:#fff}
.pg-t th,.cmp thead th{font:600 13px/1.3 var(--h);color:var(--sky-ink);text-align:left;padding:12px 14px;border-bottom:3px solid var(--royal)}
.pg-t td{padding:15px 14px;border-bottom:1px solid var(--line);vertical-align:top}
.pg-t td:first-child{font-weight:600;color:var(--royal)}.pg-t td:nth-child(2),.pg-t td:nth-child(3){font:600 17px/1.3 var(--h);color:var(--royal);white-space:nowrap}
.pg-t td:last-child{color:var(--muted);font-size:15px}
.cmp{margin:8px 0 18px;font-size:16px}.cmp th,.cmp td{border-bottom:1px solid var(--line);padding:12px 12px 12px 0;text-align:left;vertical-align:top}
.cmp thead th{padding-left:0}.cmp tbody th{color:var(--royal);font-weight:600;width:28%}
@media(max-width:700px){.pg-t thead,.cmp thead{display:none}.pg-t,.pg-t tbody,.pg-t tr,.pg-t td,.cmp,.cmp tbody,.cmp tr,.cmp th,.cmp td{display:block;width:100%}
.pg-t tr,.cmp tr{padding:12px 0;border-bottom:1px solid var(--line)}.pg-t td,.cmp th,.cmp td{border:0;padding:2px 0}.cmp tbody th{width:100%}.pg-t td:nth-child(2),.pg-t td:nth-child(3){white-space:normal}
.pg-t td:not(:first-child):before,.cmp td:before{content:attr(data-h);display:block;font:600 11.5px/1.4 var(--h);color:var(--sky-ink)}}
.pg-cols{display:grid;grid-template-columns:1fr 1fr;gap:30px;margin-top:28px}.pg-cols h3{margin-bottom:10px}.pg-cols ul{margin:0;padding-left:18px}.pg-cols li{margin:0 0 7px}
.pg-note{font-size:14.5px;color:var(--muted);margin-top:16px}
@media(max-width:700px){.pg-cols{grid-template-columns:1fr;gap:16px}}
/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:2px solid var(--line);border-radius:20px;overflow:hidden;display:flex;flex-direction:column}
.card img{width:100%;height:auto;aspect-ratio:4/3;object-fit:cover}
.card .cb{padding:18px 20px 20px;display:flex;flex-direction:column;flex:1}.card h3{margin-bottom:6px}.card p{color:var(--muted);font-size:15.5px;flex:1}
.card a.more{font:600 15px/1 var(--h);text-decoration:none;color:var(--royal)}.card a.more:after{content:" \2192";color:var(--sky-ink)}
@media(max-width:900px){.cards{grid-template-columns:1fr 1fr}}@media(max-width:600px){.cards{grid-template-columns:1fr}}
.fig{margin:24px 0 6px;border-radius:18px;overflow:hidden}.fig img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}
/* areas */
.areas{display:grid;grid-template-columns:repeat(4,1fr);gap:26px}
.areas h3{font-size:17px;margin-bottom:8px;padding-bottom:8px;border-bottom:3px solid var(--sky)}
.areas ul{list-style:none;margin:0;padding:0}.areas li a{display:flex;justify-content:space-between;gap:8px;padding:9px 0;border-bottom:1px solid var(--line);text-decoration:none;font-weight:600}
.areas li a span{font-weight:400;color:var(--muted);font-size:13.5px;white-space:nowrap}.areas .two{columns:2;column-gap:20px}.areas .two li{break-inside:avoid}
@media(max-width:960px){.areas{grid-template-columns:1fr 1fr}}@media(max-width:560px){.areas{grid-template-columns:1fr}.areas .two{columns:1}}
/* faq */
.faq details{background:#fff;border:2px solid var(--line);border-radius:14px;margin-bottom:10px}
.faq summary{cursor:pointer;list-style:none;padding:16px 50px 16px 18px;position:relative;font:600 17px/1.4 var(--h);color:var(--royal)}
.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:16px;top:12px;width:26px;height:26px;border-radius:50%;background:var(--sky-50);color:var(--royal);font:600 20px/26px var(--h);text-align:center}
.faq details[open] summary:after{content:"\2212"}.faq .faq-a{padding:0 18px 14px;max-width:72ch}
/* band + footer */
.band{background:var(--royal);color:#fff;padding:64px 0}
.band .wrap{display:grid;grid-template-columns:1fr auto;gap:28px;align-items:center}
.band h2{color:#fff}.band p{color:#C8D6F0;max-width:56ch;margin:10px 0 0}
.band .btn{background:#fff;border-color:#fff;color:var(--royal)}.band .btn:hover{background:var(--sky-50)}
@media(max-width:760px){.band .wrap{grid-template-columns:1fr}}
.foot{background:var(--royal-dk);color:#B4C1DC;padding:58px 0 28px;font-size:14.5px}
.foot .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.3fr;gap:30px}
.foot h4{font:600 13px/1 var(--h);color:#fff;margin:0 0 16px}
.foot a{color:#E2E9F7;text-decoration:none}.foot a:hover{color:var(--sky)}.foot ul{list-style:none;margin:0;padding:0}.foot li{margin:0 0 8px}
.foot .cw{columns:2;column-gap:18px}.foot .fine{border-top:1px solid rgba(255,255,255,.14);margin-top:40px;padding-top:20px;font-size:13px;color:#8D9AB8}
.foot .tile{display:inline-block;background:#fff;padding:10px 16px;border-radius:12px;margin-bottom:16px}.foot .tile img{height:32px;width:auto}
@media(max-width:860px){.foot .cols{grid-template-columns:1fr 1fr}}@media(max-width:520px){.foot .cols{grid-template-columns:1fr}}
/* inner */
.ph{padding:28px 0 34px;background:var(--sky-50)}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0 0 20px;padding:0;font-size:14px;color:var(--muted)}
.crumbs li+li:before{content:"\2192";margin-right:6px;color:var(--sky-ink)}.crumbs a{color:var(--muted)}
.ph h1{font-size:clamp(33px,5vw,56px);line-height:1.08;font-weight:700;letter-spacing:-.03em;max-width:21ch;margin:0 0 18px}
.answer{background:#fff;border-radius:16px;padding:18px 22px;max-width:820px;font-size:18px;line-height:1.6;border-left:5px solid var(--sky)}
.answer b{display:block;font:600 13px/1 var(--h);color:var(--sky-ink);margin-bottom:10px}
.inner .tool-sec{padding:40px 0 0}
.art{padding:50px 0 28px}.art h2{font-size:clamp(24px,3vw,32px);margin:40px 0 14px}.art h2:first-child{margin-top:0}
.art ul,.art ol{padding-left:22px}.art li{margin:0 0 8px}
.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:6px 0 14px}
.facts div{background:var(--sky-50);border-radius:14px;padding:13px 15px}.facts dt{font:600 12px/1.3 var(--h);color:var(--sky-ink);margin-bottom:5px}
.facts dd{margin:0;font:600 19px/1.25 var(--h);color:var(--royal)}.facts dd small{display:block;font:400 13.5px/1.4 var(--b);color:var(--muted);margin-top:4px}
@media(max-width:700px){.facts{grid-template-columns:1fr 1fr}}
.rel{display:flex;flex-wrap:wrap;gap:8px}.rel a{padding:8px 14px;background:var(--sky-50);border-radius:999px;text-decoration:none;font-weight:500;font-size:15px}
.rel a:hover{background:var(--sky-100)}
.lede{font-size:19px;color:var(--royal)}.credits li{margin-bottom:10px}
.mbar{display:none}
@media(max-width:760px){.mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:45;background:#fff;border-top:3px solid var(--sky);padding:10px 12px;gap:10px}
.mbar a{flex:1;min-height:48px;border-radius:999px;display:flex;align-items:center;justify-content:center;font:600 15px/1 var(--h);text-decoration:none}
.mbar a.a1{background:var(--royal);color:#fff}.mbar a.a2{border:2px solid var(--royal);color:var(--royal)}body{padding-bottom:70px}}
.route b,.pg-t td,.sheet .tr i,.facts dd{font-variant-numeric:tabular-nums}